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Visa wants to give artificial intelligence ‘agents’ your credit card

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Artificial intelligence “agents” are supposed to be more than chatbots. The tech industry has spent months pitching AI personal assistants that know what you want and can do real work on your behalf.

So far, they’re not doing much.

Visa hopes to change that by giving them your credit card. Set a budget and some preferences and these AI agents — successors to ChatGPT and its chatbot peers — could find and buy you a sweater, weekly groceries or an airplane ticket.

“We think this could be really important,” said Jack Forestell, Visa’s chief product and strategy officer, in an interview. “Transformational, on the order of magnitude of the advent of e-commerce itself.”

Visa announced Wednesday it is partnering with a group of leading AI chatbot developers — among them U.S. companies Anthropic, Microsoft, OpenAI and Perplexity, and France’s Mistral — to connect their AI systems to Visa’s payments network. Visa is also working with IBM, online payment company Stripe and phone-maker Samsung on the initiative. Pilot projects begin Wednesday, ahead of more widespread usage expected next year.

The San Francisco payment processing company is betting that what seems futuristic now could become a convenient alternative to our most mundane shopping tasks in the near future. It has spent the past six months working with AI developers to address technical obstacles that must be overcome before the average consumer is going to use it.

For emerging AI companies, Visa’s backing could also boost their chances of competing with tech giants Amazon and Google, which dominate digital commerce and are developing their own AI agents.

The tech industry is already full of demonstrations of the capabilities of what it calls agentic AI, though few are yet found in the real world. Most are still refashioned versions of large language models — the generative AI technology behind chatbots that can write emails, summarize documents or help people code. Trained on huge troves of data, they can scour the internet and bring back recommendations for things to buy, but they have a harder time going beyond that.

“The early incarnations of agent-based commerce are starting to do a really good job on the shopping and discovery dimension of the problem, but they are having tremendous trouble on payments,” Forestell said. “You get to this point where the agents literally just turn it back around and say, ‘OK, you go buy it.’

Visa sees itself as having a key role in giving AI agents easier and trusted access to the cash they need to make purchases.

“The payments problem is not something the AI platforms can solve by themselves,” Forestell said. “That’s why we started working with them.”

The new AI initiative comes nearly a year after Visa revealed major changes to how credit and debit cards will operate in the U.S., making physical cards and their 16-digit numbers increasingly irrelevant.

Many consumers are already getting used to digital payment systems such as Apple Pay that turn their phones into a credit card. A similar process of vetting someone’s digital credentials would authorize AI agents to work on a customer’s behalf, in a way Forestell says must assure buyers, banks and merchants that the transactions are legitimate and that Visa will handle disputes.

Forestell said that doesn’t mean AI agents will take over the entire shopping experience, but it might be useful for errands that either bore some people — like groceries, home improvement items or even Christmas lists — or are too complicated, like travel bookings. In those situations, some people might want an agent that “just powers through it and automatically goes and does stuff for us,” Forestell said.

Other shopping experiences, such as for luxury goods, are a form of entertainment and many customers still want to immerse themselves in the choices and comparisons, Forestell said. In that case, he envisions AI agents still offering assistance but staying in the background.

And what about credit card debt? The credit card balances of American consumers hit $1.21 trillion at the end of last year, according to the Federal Reserve of New York.

Forestell says consumers will give their AI agents clear spending limits and conditions that should give them confidence that the human is still in control. At first, the AI agents are likely to come back to buyers to make sure they are OK with a specific airplane ticket. Over time, those agents might get more autonomy to “go spend up to $1,500 on any airline to get me from A to B,” he said.

Part of what is attracting some AI developers to the Visa partnership is that, with a customer’s consent, an AI agent can also tap into a lot of data about past credit card purchases.

“Visa has the ability for a user to consent to share streams of their transaction history with us,” said Dmitry Shevelenko, Perplexity’s chief business officer. “When we generate a recommendation — say you’re asking, ‘What are the best laptops?’ — we would know what are other transactions you’ve made and the revealed preferences from that.”

Perplexity’s chatbot can already book hotels and make other purchases, but it’s still in the early stages of AI commerce, Shevelenko says. The San Francisco startup has also, along with ChatGPT maker OpenAI, told a federal court it would consider buying Google’s internet browser, Chrome, if the U.S. forces a breakup of the tech giant in a pending antitrust case.



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Greenland celebrates its National Day to mark the summer solstice

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NUUK, Greenland (AP) — Greenlanders celebrated National Day, the Arctic island’s biggest summer festival, on Saturday to mark the solstice with songs, cannon salutes and dances under 24 hours of sunlight.

Revelers across the semi-autonomous Danish territory, which is also coveted by U.S. President Donald Trump, honored the longest day of the year north of the equator, where the solstice marks the start of astronomical summer, with a march through their hometowns waving flags and participating in a seal hunting competition.

The national holiday was declared in 1985, following a referendum on home rule six years earlier, with the inaugural raising of the red-and-white Greenlandic flag. As the sun came out, locals gathered for the day of festivities, visiting friends and families, eating and dancing together.

Greenland’s roughly 56,000 inhabitants look forward to the midnight sun each year from May 25 to July 25, before the long, dark winter reappears.

The strategic, mineral-rich island has made headlines after Trump declared it his mission to make it part of the U.S., saying it’s crucial for American security in the high north.

Trump has not ruled out military force to seize Greenland despite strong rebukes from Denmark, a NATO ally, and Greenland itself. Danish and Greenlandic leaders say the island is not for sale and have condemned reports of the U.S. stepping up intelligence gathering there.

On Saturday, Greenlanders tried to leave politics behind to enjoy the seemingly endless summer sunshine.

Locals in traditional clothing made of pearl collars and seal hides started the day by marching toward the Colonial Harbour with Greenland’s national flags.

Johannes Ostermann, 20, said he loved the holiday because “you get to go out in the city and you get to meet the people you haven’t met in a while, and you know they’re going to be there because it’s a big day for Greenland and we enjoy each other’s company.”

“Everyone says congratulations to each other, everyone’s saying hi, everyone’s being very very nice because it is a very nice day for us all,” he added.

At 9 a.m., a cannon salute marked the beginning of the annual seal hunting competition, with participants in boats rushing into the sea.

It took about an hour for the first hunter to come back with the seal. The animal was cut open for an inspection. The organizer said the meat will be distributed to nursing homes, and all other parts will be used to make clothing.

Pilo Samuelsen, one of the winners of the competition, enjoyed his victory and the fact that the holiday brings together the community and keeps their culture alive.

“The seal hunt competition is a nice tradition,” Samuelsen said. “It’s a day of unity and the celebration.”

Sofie Abelsen, 33, said she hoped her people would continue their celebrations because “modernization and globalization is a danger to all Indigenous people and Indigenous countries.”

“So I hope they will continue the traditions … so they don’t disappear,” she added.



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Stonehenge solstice sunrise draws druids, pagans and revelers

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LONDON (AP) — As the sun rose Saturday on the longest day of the year in the Northern Hemisphere, a crowd erupted in cheers at Stonehenge where the ancient monument in southern England has clocked the summer solstice over thousands of years.

The orange ball crested the northeast horizon behind the Heel Stone, the entrance to the stone circle, and shone its beam of light into the center of one of the world’s most famous prehistoric monuments. The solstice is one of the few occasions each year when visitors are allowed to walk among the stones, which are otherwise fenced off.

The crowd gathered before dawn at the World Heritage Site to mark the start of summer in the Northern Hemisphere, beating the heat during the U.K.’s first amber heat-health alert issued since September 2023. Temperatures later topped 33 degrees Celsius (91.4 degrees Fahrenheit) in Surrey, 80 miles (128 kilometers) east of Stonehenge, the hottest temperature recorded in the U.K. so far this year.

About 25,000 sun devotees and other revelers, including druids, pagans, hippies, locals and tourists, showed up, according to English Heritage which operates the site. More than 400,000 others around the world watched a livestream.

“This morning was a joyous and peaceful occasion with the most beautiful sunrise,” said Richard Dewdney, head of operations at Stonehenge. “It is fantastic to see Stonehenge continuing to enchant and connect people.”

Stonehenge was built in stages 5,000 years ago on the flat lands of Salisbury Plain approximately 75 miles (120 kilometers) southwest of London. The unique stone circle was erected in the late Neolithic period about 2,500 B.C.

Some of the so-called bluestones are known to have come from the Preseli Hills in southwest Wales, nearly 150 miles (240 kilometers) away, and the altar stone was recently discovered to have come from northern Scotland, some 460 miles (740 kilometers) away.

The site’s meaning has been vigorously debated. Theories range from it being a coronation place for Danish kings, a druid temple, a cult center for healing, or an astronomical computer for predicting eclipses and solar events.

The most generally accepted interpretation is that it was a temple aligned with movements of the sun — lining up perfectly with the summer and winter solstices.



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Dolce & Gabbana embrace wrinkled romance for spring-summer 2026

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MILAN (AP) — Dolce & Gabbana beckoned the warm weather with crumpled, take-me-anywhere comfort in their menswear collection for spring-summer 2026, previewed during Milan Fashion Week on Saturday.

The show opened and closed with a relaxed pajama silhouette — deliberately rumpled and effortless — in a clash of stripes, with both shorts and long trousers.

The Beethoven soundtrack belied designers Domenico Dolce and Stefano Gabbana’s more deliberate intent, underscoring the designers’ structured approach to soft tailoring.

A broad shoulder double-breasted suit jacket and tie worn with pink pinstriped PJ pants encapsulated the classic summer dilemma: work vs. pleasure.

Raw knitwear, or furry overcoats, added texture. Boxers peeked out of waistbands, and big shirt cuffs out of jacket sleeves, challenging formal and casual codes.

Nothing was cleaner on the runway than a crisp striped pajama top in sky-blue and white stripes tucked into white leather Bermuda shorts — good for work and for play.

The designers’ finale featured pajama suits, shorts and pants, with beaded floral patterned embroidery for an evening seaside shimmer, worn with fuzzy sliders. Twin cameo brooches gave an antique accent.

The crowd outside got to share in the fun when the finale models took the looks onto the streets, taking a full lap outside the designers’ Metropol theater. Front-row guests included actors Zane Phillips, Theo James, Lucien Laviscount and Michele Morrone.



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